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Loan Rates

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Auto Loans

Auto Loans Rates
Type1TermAPR2
New Cars & Trucks3-5 Years5.00%
New Cars & Trucks6 Years5.50%3
New Cars & Trucks7 Years5.75%4
Used Cars & Trucks3 Years5.50%
Used Cars & Trucks4 Years5.75%
Used Cars & Trucks5 Years6.00%

1 New cars and trucks: Model years 2021–2025. Used cars and trucks: Model years 2016–2020.

2Annual Percentage Rate (APR).

3Terms of 6 years on vehicle loans of $30,000 or more.

4Terms of 7 years on vehicle loans of $30,000 or more and "A" or higher credit rating.

Rates shown are lowest rates available. Rates are based on the type of loan, amount of loan and your credit worthiness. All rates are subject to change without notice.

Older vehicles will be at the personal loan rate with title pledged.

Personal Loans

Personal Loans Rates
TypeAPR1
1 Year7.50%
2 Years8.00%
3 Years8.50%
4 Years9.00%
5 Years9.50%
Quick Cash "Credit Repair" Loan28.00%

1Annual Percentage Rate (APR).

Rates shown are lowest rates available. Rates are based on the type of loan, amount of loan and your credit worthiness. All rates are subject to change without notice.

These rates also apply to auto loans that exceed book value.

Certificate Secured Loans

Certificate Secure Loans Rates
TypeAPR1
Share Secured6.75%
Certificate Secured3.00%2

1Annual Percentage Rate (APR).

2Over Current Rate (term must match maturity date on certificate.

Rates shown are lowest rates available. Rates are based on the type of loan, amount of loan and your credit worthiness. All rates are subject to change without notice.