Loan Rates
AUTOMOBILE
Loan rates as low as*:
| (Up to 100% financing for those who qualify) | |
| Term | APR (Annual Percentage Rate) |
|---|---|
| 2021-2025 Cars & Trucks | |
| 3 to 5 Years | 5.00% |
| 6 Years | 5.50%* |
| 7 Years | 5.75%* |
| 2016-2020 Cars & Trucks | |
| 3 Years | 5.50% |
| 4 Years | 5.75% |
| 5 Years | 6.00% |
|
*6-7 year term on vehicle loans of $30,000 or more |
|
Recreational Vehicles (RV's)
Loan rates as low as*:
| Term | APR (Annual Percentage Rate) |
|---|---|
| 2023 - 2025 | |
| Up to 15 Years | 10.00% |
| 2017 - 2022 | |
| Up to 10 Years | 10.25% |
|
*Best rates are offered to those with credit worthiness. |
|
PERSONAL LOAN RATES
New Money Loaned: Rates as low as* |
|
|---|---|
| *These rates also apply to auto loans that exceed book value.* | |
| Term | Annual Percentage Rate (APR) |
| 1 Yr | 7.50% |
| 2 Yrs | 8.00% |
| 3 Yrs | 8.50% |
| 4 Yrs | 9.00% |
| 5 Yrs | 9.50% |
| *Best rates are offered to those with credit worthiness | |
Loans Secured by Credit Union Deposits:
| Annual Percentage Rate (APR) | |
| Share Secured | 6.75% |
| CD Secured | 3.00% Over Current rate (Term must match maturity date on Certificate) |
| Overdraft Protection | 13.75% (Must have FTFCU Share Draft account) |
| Quick Cash | 28.00% |
FTFCU VISA!
